save money online

How to Save Money While Shopping Online

Friend: How’d you get that for $10?

Me: I shopped online.

Friend: But I looked and it’s still $40.

Me: Oh! I shopped online and used coupon codes, cash back programs and I also get cash back by using my credit cards.

Friend: What?!

This is my conversation each time someone asks me how much I bought something for. People have come to know me as a resource guru and the gal that NEVER PAYS FULL PRICE. Sometimes I even get things for free. Yeah retailers hate me but they’re making most of the profit anyways. While I have some free time on my hands, I’d like to create a resource for others on how they can save $$ money $$ while shopping online.

#1 USE CASH BACK SITES

PRO SHOPPER TIP: EVERY-SINGLE-TIME you shop online, look to see if an item qualifies for a cash back rebate on the following sites (In order of most preferred to least):

Ebates Coupons and Cash Back

EBATES – I have gotten upwards of 15% cash back from online retailers through Ebates. I highly recommend this site for people who shop online a majority of the time.  You receive cash back notification within 24 hours. You can also receive cash back for purchases made IN-STORE.

Mr. Rebates

MR.REBATES: I started with Mr.Rebates and began earning cash back quickly. They don’t have nearly as many retailers as Ebates, but when I reach my cash back redemption limit with Ebates, I turn to  Mr. Rebates to continue earning cash back until I am capped with that retailer.

Be Frugal Logo

Be Frugal is another cash back site. Get a $10 bonus when you use my link.

#2 USE COUPON CODES

PRO SHOPPER TIP: ALWAYS LOOK FOR AND APPLY COUPON CODES BEFORE YOU PRESS “CONFIRM ORDER.”

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Retail Me Not has been around since 2004 when my online shopping experience began. Retailers have been competing with one another and Retail Me Not has been there to facilitate the best deals in the market. They now offer a mobile app so that the savings could be found in the palm of your hands. The stores will usually know the details if they have a legitimate partnership with Retail  Me Not.

Having a hard time finding coupon codes?

Just use Google and search “[STORE NAME] coupon code“. You should get many results. Go back as far as to the 3rd page of Google to find what you’re looking for. Sometime searching by images helps too.

#3 Use a Cash Back Credit Card

PRO SHOPPER TIP: AVOID using debit cards that yield NO CASH BACK or POINTS. For all your purchases (and I mean ALL your purchases, even when you go buy a meal at McDonalds), use a card that gives you cash back. Cash back is synonymous to FREE MONEY. If you’re not good with credit, learn ways to not be afraid of it (i.e. paying your bill right away for something that you would’ve purchased anyways). There are so many opportunities for FREE MONEY out there. I have a card that yields 3 cents for each dollar I spend. That’s 3% CASH BACK.

Recommended Credit Cards:

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This card is great for general use. Consistent 1.5% cash back on all purchases and get a $100 bonus upon signing up. I use it for most of my online purchases and when I forget my specific category cards at home. The statement credit shows up online immediately after purchase and can be redeemed as gift cards or as statement credit.

Quiksilver Rewards Benefits:

<3 + Light,

Schimiggy

I was not compensated for this review. All opinions and observations are purely my own.

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